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JOCOLA Credits & SAFT Disclaimer

Last Updated: May 4, 2026 | JOCOLA Labs, Inc. — Wyoming, USA
PLEASE READ THIS DISCLAIMER CAREFULLY. By accessing Jocola.World or participating in the JOCOLA Credits SAFT Program, you acknowledge that you have read, understood, and agreed to the terms set forth herein. If you do not agree, do not participate or use this website.

1. Nature of This Offering — SAFT Under Regulation D

This offering is a Simple Agreement for Future Tokens (SAFT) conducted by JOCOLA Labs, Inc. under Regulation D Rule 506(c) of the Securities Act of 1933. It is available to accredited investors only as defined under applicable SEC rules. This offering has not been registered under the Securities Act of 1933 or any state securities law.

This SAFT provides no ownership, equity, voting control, or profit rights in JOCOLA Labs, Inc. or any affiliated entity. It is a contractual right to receive future $JOEJACK tokens at the Token Generation Event (TGE), subject to the vesting schedule and terms of the signed SAFT Agreement.

2. JOCOLA Credits — Consumer Layer

JOCOLA Credits are consumer access units — separate instruments from $JOEJACK Tokens. Credits are issued to SAFT investors upon funding and are redeemable for Jocola products, experiences, events, and Flavor Tribe participation.

Credits are NOT Tokens. Credit-to-token conversion is not guaranteed and is subject to Company rules and sole discretion. Investors should not assume that holding Credits guarantees token delivery beyond the contractual SAFT rights already established.

3. $JOEJACK Tokens — Future Digital Utility

$JOEJACK tokens are planned as ERC-20 utility tokens on the Polygon blockchain, to be distributed at TGE. SAFT participants receive token rights per the signed agreement. Token delivery is subject to:

  • KYC/AML verification and accredited investor confirmation
  • Regulatory compliance at TGE
  • Platform and smart contract readiness
  • 12-month cliff lockup followed by 24-month linear vesting

4. No Investment Advice

Nothing on this website or in any associated documents constitutes financial, investment, legal, or tax advice. You should consult with your own qualified financial, legal, and tax advisors before making any investment decision.

5. Risk Disclosure

Participating in the JOCOLA Credits SAFT Program involves substantial risks, including but not limited to:

  • Token May Not Launch: If TGE does not occur, token rights under the SAFT may not be fulfilled.
  • Credits May Not Convert: Credit-to-token conversion beyond SAFT contractual rights is at Company discretion and is not guaranteed.
  • Market Volatility: Token value at TGE may differ significantly from the Credits purchase price.
  • Regulatory Risk: The legal environment for digital assets continues to evolve. Future regulatory actions could affect the value or usability of $JOEJACK tokens.
  • Technology Risk: Smart contracts and blockchain networks are subject to bugs, hacks, and technical failures.
  • Total Loss: You may lose the entire amount invested.
  • Liquidity Risk: There may not be a liquid secondary market for $JOEJACK tokens.
  • Vesting Lock: Tokens are subject to a 12-month cliff + 24-month linear vesting schedule after TGE.

6. Accredited Investor Requirement

This offering is available exclusively to accredited investors under Regulation D Rule 506(c). An accredited investor generally includes individuals with annual income of at least $200,000 (or $300,000 jointly with a spouse), a net worth of at least $1 million excluding primary residence, or qualifying institutional entities. Third-party accredited investor verification is required prior to SAFT execution.

7. KYC / AML Compliance

All SAFT participants are required to complete Know Your Customer (KYC) and Anti-Money Laundering (AML) verification. JOCOLA Labs, Inc. reserves the right to refuse participation from any individual or entity that fails to meet KYC/AML requirements or is located in a jurisdiction where this offering is prohibited.

8. Jurisdiction Restriction

This offering is not available in jurisdictions where such offer, sale, or participation would be unlawful or require additional registration or licensing. By participating, you represent that you are legally permitted to do so under the laws of your jurisdiction and are an accredited investor.

9. Forward-Looking Statements

This website contains forward-looking statements regarding business plans, roadmap milestones, token utility, and distribution expansion. These are based on current expectations and subject to significant uncertainty. Actual results may differ materially. JOCOLA Labs, Inc. undertakes no obligation to update forward-looking statements.

10. Governing Law

This disclaimer and all matters related to the JOCOLA Credits SAFT Program are governed by and construed in accordance with the laws of the State of Wyoming, United States of America. Any disputes shall be resolved by binding arbitration under Wyoming law.

11. Contact

For legal inquiries regarding the SAFT, JOCOLA Credits, or KYC/AML compliance, please contact JOCOLA Labs, Inc. through the contact information provided on this website. Domain Jocola.World is owned by John O. Taylor, Founder & Co-owner of JOCOLA Labs, Inc.

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